What keeps you from starting your investment and how to get over it?

Some people always find an excuse to procrastinate their investing. Even though they keep saying they don’t want to waste time and earning opportunities by leaving money in the bank, they do nothing to double it. If you are one of them and trying to combat your procrastination tendencies when it comes to investing, this article can help. 

“It’s too early to invest”

There is a sea of people who think so, especially the younger generation. The typical thinking process is: “We are too young to invest because we have just graduated or started a new job,” or “we can start investing later; there are so many other things to focus on now,” or “life is long, and investing opportunities are many, we don’t need to rush.”

How to overcome it?

People think so only when they don’t know the power of “compound interest.” Compounding is essentially an act of “adding interest on interest.” The amount of money you invest will generate earnings from both the initial principal amount and the accrued earnings from preceding compounding periods. Eventually, compounding helps grow your wealth over time.

For example, both Jason and Kevin are of the same age. When Kevin was 30 years old, he invested $50,000 in an investment opportunity, which avails a return rate of 6% p.a. (compounded annually.) By the time Kevin reaches the age of 45, the initial investment would grow to $107,000. On the other hand, Jason started the investments at the age of 40 years with the same amount of money ($50,000) and rate of returns (6% p.a.). When Jason turned 45, he would only earn $66,911 thousand.

Now, let’s do some math for yourself. Compare the amount of money you can earn when investing now with the earnings starting in 10 years. The loss of potential profits may incentivize you to start now.

It’s never too young to start your investment.

A deep fear of losing money

One of the main reasons we put off investing is that we’re afraid of losing money, especially when we have been working too hard to have it. This is a cognitive bias in which we tend to prefer avoiding losses. Thinking about having nothing left to make you soon give up on the idea of investing, even if it means wasting potential gains.

That is normal for so many people because of the psychological pain we feel when losing 10,000USD, for instance, is more powerful than the pleasure of gaining the same.

How to overcome it?

A small tip in shifting your mindset may help. Try reframing your thoughts about investing from “I’m afraid of losing money” to “Here’s how much I might lose out on if I don’t invest.” This may create a different point of view wherever you think about investing.

To gradually defeat the fear, you can try making small, safe investments that are easy to accomplish and have few negative consequences. Some typical ones are Bank accounts, term deposits, asset renting… Any investment has some risk. However, if you put money into the low-risk investment, you’ll almost always get back what you put in – usually more.

Find out about secure investment with Foundation Capital

Have no knowledge about investing

Some people think that investing is just the gameplay of seasoned investors; some believe that we need to know the market in and out to start our investing journey. This is true. Starting investing without knowing anything about it is the same as throwing your money to nothingness. Before starting, you must research and equip yourself with enough investment knowledge.

How to overcome it?

The good news is that you will never have to do it on your own. Investment experts can consult you on a proper portfolio to reach your target. You can find them by your networking. Or you can come to a credible investment company that can offer you a trustable and safe investment package or has an advisor team.

Having a budget plan can help you reach your investing target.

“I don’t have enough money”

This is one of the most common reasons to procrastinate investing. Many people do not plan their budget and end up with no money at the end of the month.

How to overcome it?

To avoid this, one should have a saving plan and strictly follow it. The 50/20/30 budget rule should be considered in this situation. According to the rule, we should spend 50% of our income on our daily needs and obligation. The other 50% should be split into 20% and 30%, 20% for investing, and 30% for unexpected spending.

Or you can start with an investment type that does not require much money. Remember that you don’t need to start your investment journey with a fortune. As long as you have a financial plan, you can reach your target step by step.

Considering construction asset renting investment with Foundation Capital. 

Your emotions make you put off investing

We sometimes put off carrying out a task because we have strong negative emotions associated with that task. Those emotions may come from some bad experiences in the past. It makes you put off investing because you feel anxiety, fear, or doubt about money-related matters.

If you’ve identified that your emotions are holding you back from starting investing, don’t beat yourself up over it. You are on the right track since acknowledging your negative emotions is the first step towards overcoming your self-sabotaging tendencies.

How to get over it?

You can keep yourself accountable for starting and continuing your investing. Set small goals, enlist the help of a friend, or automate your investments, so you don’t have to think about it is some method you can try. And if you always delay funding your investment portfolio, set up a standing instruction from your bank account in your portfolio.

Or you can go for a passive income method such as putting money on a long-term and safe investment deal and waiting for the annual interest. You usually don’t need to make investment decisions but still gain profit.

Consider investing for passive income.

Now that you have a better understanding of why you hesitate to invest and how to overcome it, it’s time to start investing. Remember that a reasonable margin requires lots of effort. If you are still unsure about what you are investing in, always start with a low-risk investment. 

How to Start Your Secure Investment with Foundation Capital

If you want to generate a secure investment stream, Foundation Capital is one of the most reliable organizations to invest in.  Our process has been refined, perfected, and proven over the past 12 years of renting our clients’ assets to the construction industry.

For more detailed information on how to make a capital investment in construction with Foundation Capital, as well as the terms, conditions, and risks, refer to the following FAQs and guides:

(Support) What Is Foundation Capital and How We Invest?

(Support) Construction Investments Vs. Others

(Support) Foundation Capital FAQ Library

(Support) Schedule Your Free Consultation

(Social Media) Foundation Capital Facebook

(Social Media) Foundation Capital LinkedIn

(Social Media) Foundation Capital Twitter

5 Financial Habits For A Secure Future

The article was written by Jenny Patel and was originally published on MiTechNews.

Financial stability is a necessary prerequisite to survive in today’s economy. Factors such as student loans and other debts can significantly impact financial savings. Therefore, appropriate financial habits are important for a secure future.

Financial literacy is one of the most effective strategies to close the gap between wealth creation and economic growth. Budgeting, investing, borrowing, paying taxes, and managing one’s personal finances are all examples of abilities that fall under the category of financial literacy. Financial literacy also offers comprehensive knowledge of financial education and tactics essential for monetary success and prosperity. This article explores financial habits that can help secure stability and understand financial literacy.

Make a Financial Plan

Undoubtedly one of the best financial decisions you’ll ever make is creating a strategy for your finances. A financial plan aids in evaluating, planning, and enhancing your current and future financial situation. However, to maximize the effectiveness of your finances and increase your chances of success, you must frequently review your plan. Significant life changes like marriage or purchasing a new home can drastically impact your finances. Therefore, these milestones should be followed by implementing updates and revising your financial aspirations.

Setting Realistic Goals

Securing a stable financial future is a long journey and cannot be achieved overnight. Even with efficient financial plans and strict monetary habits, accumulating the stability of your aspirations can take a few years. It is, therefore, important to set realistic goals. Each goal should be measurable and time-bound, making them easy to track and accountable to deadlines. They should also be specific and relevant to financial success and not impossible to achieve. Realistic goals would allow you to make consistent progress even in tough times. Moreover, it would give you the space to make necessary changes when required without compromising on your aspirations.

Create a Budget

Making a budget is a crucial financial habit since you should always be aware of the amount of money entering and leaving your accounts each month. If you don’t know this crucial financial information, you might be spending more than you earn, which could result in debt and bad credit history.

When creating your budget, consider your monthly take-home pay, your regular spending on “needs” like food and rent, and how much you set aside for “wants” like dining out, travel, and shopping. Such a budget would ensure all bills are paid and bolster resolve against the temptation to splurge.

Build Passive Income

You must find strategies to increase your monthly passive income if you want to increase your wealth and pay your debt faster. Passive income is money you earn over time from activities requiring little ongoing maintenance. Some passive income sources include dividends from equities, rental properties, and side businesses. Since passive income is taxable, consulting a professional for maximized profits is important. A financial advisor can help you with tax intricacies and other factors. State and local tax rates vary widely by jurisdiction; therefore, consult an advisor aware of your region’s local and state tax regulations.

For instance, if you are a resident of Atlanta, it is advisable to seek financial services from an Atlanta financial advisor.

Keep an Emergency Fund

An emergency fund is a safety net to prevent you from depleting other finances set aside for regular expenses. If you don’t have one, you run a greater risk of getting into debt since you might need to utilize funds you had set aside for credit cards or other obligations to cover the emergency expense.

Final Thoughts

Good financial habits are important and ever-evolving. A financial decision that suits your current circumstances may not support your future expenses. Therefore, educating oneself on financial literacy is important. However, remember that whatever financial habit you choose to adopt, you will be that much closer to realizing your financial objectives.

How to Earn Passive Income with Foundation Capital

If you want to generate a sustainable passive income stream, Foundation Capital is one of the most reliable organizations to invest in.  Our process has been refined, perfected, and proven over the past 12 years of renting our clients’ assets to the construction industry.

For more detailed information on how to make a capital investment in construction with Foundation Capital, as well as the terms, conditions, and risks, refer to the following FAQs and guides:

(Support) What Is Foundation Capital and How We Invest?

(Support) Construction Investments Vs. Others

(Support) Foundation Capital FAQ Library

(Support) Schedule Your Free Consultation

(Social Media) Foundation Capital Facebook

(Social Media) Foundation Capital LinkedIn

(Social Media) Foundation Capital Twitter

Best Secure Investment in a Chaotic World

There have been times during these past 3 years the world dramatically spins out of our control, leading investors to question how best to position their investment with the lowest risk. If you are one of them, maybe it’s time for you to take a step back and adjust your investment portfolio for a more sustainable profit.

Secure investment within upside-down circumstances

We face Covid. We face environmental disasters. And suddenly, rumors of war are not just rumors since Russia launched its blitzkrieg against Ukraine. Consequently, inflation is rising worldwide, leading to potential economic downturns. From Feb 19 to March 23, 2020, the S&P 500 Index finally hit bottom and lost about 34% of its value, showing us that the stock market suffered from unpredictable losses due to the pandemic. Investors came to Cryptocurrency as an attractive investing method, but Luna made a red flag when dropping 99.7% in under a week, causing its investors to face a severe depression. These ups and downs constantly threaten our income, regardless of investment channels.

We cannot deny that the world has changed and will continue to change out of our control. Various concerns are compounding in investors’ minds regarding financial decisions, preventing us from a restful sleep at night. That leads us to the question: “What is the point of investment if you have to live your life under the fear of “losing all” after a day?” If crises keep happening for reasons we have never thought of, can we have the ability to forecast where to put our money?

For investors who can’t afford more risk, putting your possession on high potential (and, of course, high risk) seems not a good choice now. The world economy may become more stable, but it is the future’s story. The most necessary thing they need to do now is to navigate this financial maelstrom to build a risk-adjusted saving and investing strategy. That’s why a more sustainable investment strategy is now needed more than ever.

Secure investment by Lease and buyback investments – what to expect?

There are always multiple ways for investors to get a monthly profit without sudden dramatic loss. We have high-yield savings accounts, dividend-paying stocks, money market accounts, fixed annuities… But if these ways don’t sound promising or sustainable to you, Lease and Buyback investments are a smart option.

Lease and Buyback is a form of investment that generates constant “passive” or “unearned” income. The premise is simple: you own something useful and rent it to somebody else. After that, all you need to do is to sit back and receive cash payments into your bank account every month as a leasing fee.

Secure investment in Megaprojects generate a sustainable stream of passive income in the current economic downturn.

One of the more sustainable assets for safe investment is construction equipment as the construction of megaprojects is growing all over the world. Despite the current economic situation, megaprojects are still being constructed worldwide, such as The Grand Ethiopian Renaissance Dam, which values at up to 5 billion USD, Dubailand with an estimated cost of around $76,000,000,000 or California High-Speed Rail in California with $98,000,000,000 for the budget and so on…

It’s simple to understand why investors believe in a sustainable demand from leasing their equipment. Lease options vary but are typically for a year or even more. It also involves less upfront cost as you usually don’t have to make a down payment and allows contractors to try a new model every couple of years. That’s why construction agencies nowadays choose leasing instead of owning equipment due to its outstanding features that combine the benefits of renting and buying. However, not everyone can afford a whole pack of equipment or machine, and that’s why the idea of dividing equipment into many assets for investors was brought up. Specifically, investors can buy machinery and equipment as an asset, then lease that asset back – via trustable leasing partners – to those firms managing the building developments. This innovative and secure investment allows investors to earn a high return percentage each year. In a stage where you can go from all to nothing after a night, dividend equipment leasing may assure you a nice sleep at night with a more sustainable return daily.

Start your secure investment with Foundation Capital.

Foundation Capital is one of the initiatives in lease and buyback investments regarding construction equipment. We provide investors with investment choices between a fixed 14% return or a floating rate return. Moreover, our investment policy includes “the buyback choice,” which means you can sell your assets at any time and get all your initial investment back. We have accomplished our mission of assuring a sustainable income for our customers by partnering with bunches of mega projects worldwide. Water Diversion Project, Craziest Engineering Projects in China, Al Maktoum International Airport in Dubai, etc…..… are some of the names we have been working with. You can be the investors in these megaprojects and profit safely from them, as long as you put your faith in us.

Getting paid monthly in cash with a straightforward strategy, keeping your capital protected by a guaranteed buyback policy, and receiving high returns with advice from our consultant is what Foundation Capital can commit to you. No more staying in the mood of sensing market risk; let us help to optimize your “safe investment.”

For more information on how Foundation Capital invests, please visit the links below. We are here to bring you a secure investment that helps you to enjoy life in the best physical and mental condition.

How to Get Started with Foundation Capital

If you want to generate a sustainable passive income stream, Foundation Capital is one of the most reliable organizations to invest in.  Our process has been refined, perfected, and proven over the past 12 years of renting our clients’ assets to the construction industry.

For more detailed information on how to make a capital investment in construction with Foundation Capital, as well as the terms, conditions, and risks, refer to the following FAQs and guides:

(Support) What Is Foundation Capital and How We Invest?

(Support) Construction Investments Vs. Others

(Support) Foundation Capital FAQ Library

(Support) Schedule Your Free Consultation

(Social Media) Foundation Capital Facebook

(Social Media) Foundation Capital LinkedIn

(Social Media) Foundation Capital Twitter

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